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Life insurance is a safety net for the family of the insured in case of death or illness. The insured gets the sum assured on expiry of a policy term, or in case of death. This is received on the basis of payment of a fixed sum of money to the insurer in the form of premium. Life insurance policies help an individual risk coverage.
General insurance or non-life insurance policies, including automobile and homeowners policies, provide payments depending on the loss from a particular financial event. General insurance is typically defined as any insurance that is not determined to be life insurance. It is called property and casualty insurance .
A pension plan is a retirement plan that requires an employer to make contributions into a pool of funds set aside for a worker’s future benefit. The pool of funds is invested on the employee’s behalf, and the earnings on the investments generate income to the worker upon retirement.
To ensure smooth and profitable business operations, enterprises offer their employees access to timely medical care. The Reliance Group Mediclaim Insurance Policy not only provides medical coverage for your employees, but also gives you tax benefits.